Financial
YOUR RESPONSIBILITY IN INSURANCE CLAIMS
In making a claim from your insurance company, it can be accepted or rejected depending on how you appear to them. Appearance is not only the physical but also the intellectual. While there is a role that the physical play in the settlement of an insurance claims help, it is usually very little compared to the intellectual. If you don’t know your rights as a policy holder, then you are most likely to sleep on them. Sleeping on your rights will allow insurance claims adjusters to trample on your rights however much they want and there is a better chance that you will give up on the claim or gather the few scraps that they throw at you and walk home head held down.
You should record all the information that will give you a head start in the claim so that you are not caught unawares and consult with persons who have made claims to insurance companies. If possible, consult loss assessors. You should know what to expect and know how to counter them. The early bird catches the worm; the more you prepare, the more steady you will be and the more the settlement will be from your insurance company.